8776725837 (2024)

FAQs

What is MCM that keeps calling me? ›

Midland Credit Management (MCM) is a debt collection company that has been known to call individuals who owe past due debts from a phone number registered as 866-817-1231.

Yes, Midland is a legitimate company.

(877) 613-7414 is a Robocall.

Is Midland Credit Management a scam? Although it may seem strange that you're receiving phone calls and mail attempting to collect a debt, Midland Credit Management is legit. The debt we collect is purchased from lenders you've worked with and failed to repay in the past.

Failure to respond to Midland Funding, LLC or Midland Credit Management requests for payment or refusal to pay could result in the companies filing a lawsuit against you.

Your Rights. If you receive a call from Midland Credit Management, you do not have to give them any information, including your social security number or bank account numbers. You do not have to take abusive or harassing phone calls from MCM or any other debt collection agency.

Most of the time, when someone is sued by Midland or another debt buyer, they fail to defend the case or show up in court. With no opposition to the lawsuit, the judge grants a judgment in Midland's favor. Once that judgment is issued, Midland can collect through wage garnishment, bank account levy, and other tactics.

If you are no longer willing to receive automated calls from Midland Credit Management, you can revoke your consent by calling 877-366-0169. The Telephone Consumer Protection Act (TCPA) allows you to claim up to $1,500 per violation.

While scam calls continue to plague the digital landscape, the 877 area code is a legitimate toll free area code used by reputable businesses and organizations. Companies opt for 877 toll-free numbers to enhance their professional image, simplify customer service, and expand their customer base.

What numbers should you avoid answering? ›

Ignore calls from 3-digit international area codes that are likely to be scams, including 232, 268, 284, 473, 664, 649, 767, 809, 829, 849, and 876. Be wary of calls from unknown numbers with your own area code. These may be international caller ID spoof scams that appear local.

Scammers can target you with fake calls and texts, posing as tech support agents, charities, or even the police. They will usually ask for your personal information to “verify” or “confirm” your identity. Discover more personal information about you (for identity theft).

Should I answer an 877 number? Yes, 877 numbers are legitimate telephone numbers used for toll-free services in the United States and Canada. Answering an 877 number is a safe practice as it allows you to connect with businesses from around the world without incurring long-distance or international charges.

The 877 code is a code for toll free telephone numbers in the North American Numbering Plan. Similar to 800 and 888, the 877 this code is often commonly known and used for toll free or free phone calls. If a business customer dials an 877 number, the customer will not incur any charges for the call.

If you are no longer willing to receive automated calls from Midland Credit Management, you can revoke your consent by calling 877-366-0169. The Telephone Consumer Protection Act (TCPA) allows you to claim up to $1,500 per violation.

Who does Midland Credit Management (MCM) collect for? Midland Credit Management primarily collects on consumer finance accounts.

If you're wondering what the MCM client app on your phone is, this app is an agent that is generally installed by organizations to manage devices. An MCM client app or MCM agent simply refers to the app that is installed on devices to allow device users to securely access shared content.

MCM is a debt collection company that purchases debt from original creditors.